Milenomics² Episode 176: Fluz Evolves, Precious Amex Slots & More
Added 2022-11-01 12:51:47 +0000 UTC0:22 Fluz 2.0 (1.5?) Arrives
- If spend is unlimited and MCC categories can be chosen how does this change things?
- Best cards to use?
- Fear of shutdown
- Knock on effects?
14:30 Morgan Stanley Follow Up
- There’s no playbook here. Thought cards couldn’t be instant approved–but got an instant approval for P2
- Can’t even open an access account for P2 (Sam). Needed a scan of SSN card
- No Amex Platinums yet for P1 or P2 (Sam)
- Robert able to churn the card while holding.
21:04 Puzzler: Precious Amex Slots
- NLL Business Platinum/Gold Offers
- Churnable Morgan Stanley
- Referrals, for the referral + employee cards
- Some people seem to allowed > 10 charge, > 5 credit cards
- Discuss How to use these scarce resources?
26:52 Marriott Point Transfers to AA, Delta, Avianca Losing 5,000 Bonus (VFTW)
- Was 60,000:25,000, now 60,000:20,000 for these 3 airlines, AA especially hurts
- Effective 10/31/2022
- Other airlines retain the 5,000 bonus for transferring 60,000
- Discuss: How Marriott and AA are cutting against the trend of partnering with bank point program and seemingly trying to maintain their own currency ecosystems
32:27 BofA More Rewards Day 11/5/2022 (Direct Link)
- All cards get 2 additional points for spending on this one day
- Premium Rewards uplift only applies to the base spend, but should still earn an additional 2 points
- So Premium Rewards with max uplift becomes 2.625% + 2% = 4.625% is how I read it
- Good time to meet min spend on BofA cards like Alaska Personal/Business
- Also seems like a good opportunity to spike spending and get shutdown (ha ha)
35:17 Hilton Selling Day of Arrival Confirmed Upgrades to Gold/Diamond Guests? (FlyerTalk Thread)
- I guess the concern is that upgrades are supposed to be complimentary so they might sell the upgrade out beneath you and/or not upgrade you as generously if you don’t elect to pay?
- Have a look at the FlyerTalk thread, it really shows how everyone has a different opinion on upgrades based on their situation
- Discuss: The importance of confirmed upgrades, when they matter, far in advance of arrival
40:52 Will the Citi Expedia Card Ever Die?
- They seem to be sending out make-good offers to people who closed the Citi Expedia card before they converted it to a Citi Premier card
- Gives you 10,000 points ($100) in your Expedia account
- And Gold Status through the end of 2023 (unclear what value is left there)
- Check your email for an email from Expedia.com, subject line: “Updates to Your Expedia® Rewards Voyager Card from Citi”
- The link doesn’t seem customized
- Worked for me, didn’t for my wife, YMMV
- Are these even useful?
44:23 M&T Bank $450 Bonus (Direct Link)
- Open by 11/25/2022
- $10,000 min avg balance Dec 22, Jan 23
- Get $400
- $50 additional for $500 DD
- Probably service area restricted? Enter zip code to see what it says.
- Entered Boston area through acquisition of People’s United
- Don’t see a household exclusion so can do it for P2 as well it seems