Chance joins Benjy for his first episode as a rotating guest on Spending Time. After sharing his latest spending exploits, Chance lists his considerable stash of new cards. Benjy feels inadequate. Chance is attuned to the new Wells Fargo card more than Benjy expects. After a flyby of the elevated Delta card offers, Chance explores what he learned during his Amex +10x experience. During the requisite Fluz segment, Benjy shares his recent conundrum and a bit of unrelated good news. Hotel talk follows, where Benjy filibusters on the Choice Hotels/Preferred Hotels devaluation. Benjy resuscitates Chance by switching to AutoCamp, followed by a bit of Wyndham goodness. In perhaps the harshest segue in recent Spending Time memory, the twosome then discuss PetSmart. Benjy offers a few timely, easy wins with Chase's Pay Yourself Back. Chance ends the episode with his upcoming, divergent domestic travel plans.