Ryan and Benjy are back with a supersized episode while Shawn is globetrotting. After sharing their latest spending exploits, Benjy recounts his morning drama at the local Simon Outlet. They subsequently discuss the recent Amex shutdowns, the importance of thoughtful risk-taking, and our collective hunger to identify trends. Ryan summarizes his recent Rio/Hyatt games; Benjy is unconvinced. They sort through a huge pile of card welcome offers. Benjy shares a couple obscure data points from PPBP and AA elite status qualification. Segueing into travel talk, Ryan lists his ambitious plans for the next year. Benjy describes his family's one-and-done Spirit experience and living large at the Swan Reserve. They end the show with a bit of Disney World talk which no one requested.