Larry joins Benjy again to discuss the latest Fluz agony and Amex ecstasy. The twosome describe their Amex referral bonus strategies and the outstanding Bonvoy Business welcome offer. A large load of Amtrak talk follows, which Benjy enjoys more than pretty much anyone else. Larry shares his attempts to get back through Citi's door. They ponder whether they should care about Capital One's acquisition of Discover. Hotel talk ensues - Hyatt category changes, new Hilton brands, and Fine Hotels & Resorts/Hotel Collection plays. To wrap up the show, Benjy attempts to shame Larry for his role in ruining big time liquidation at Target.