Kristin's back and shares her latest Amex employee card strategy with Ryan and Benjy. The gang talks over Q4 preparations, Prime Day strategies, and Benjy gets back in the saddle with $1k Simon gift cards. They chime in with their Delta devaluation takes, plus a variety pack of Amex content. Kristin steps through her ambitious travel plans, Benjy ticks off his boring schedule, and Ryan shares a bunch of unsolicited Disney Cruise info.